Fixed Rate Business Car Loan

Tailored Business Finance Options

At Downtown Toyota, we know that no two businesses are the same.  That is why we offer a range of car finance options to suit your individual business requirements.  So whether you're a small to medium business or a larger organisation, Downtown Toyota has a range of finance options that may be suitable to you, including, Business Fixed Rate Car Loan, Novated Lease & Fleet Finance.

If you have any questions at all, please speak with our team or submit a finance enquiry online.

About Business Finance from Downtown Toyota

Toyota Access Business Car Loan

No matter where you’re going, Toyota’s with you. Toyota Access is an innovative way to put yourself in control of your car loan when you’re buying a new or approved demonstrator Toyota.

There are five easy steps to getting started:

  1. Choose your Toyota. Whether for personal or business use, you can select a new or demo model Toyota that works for you and your budget.
  2. Choose the deposit you want to pay (if any).
  3. Choose your car loan term (up to four years).
  4. Estimate the number of kilometres you expect to travel by the end of the car loan term. Downtown Toyota can provide you with kilometre band guidelines.
  5. Choose when you would like to pay: weekly, fortnightly or monthly.

 

About Business Finance from Downtown Toyota

Business Fixed Rate Car Loan

Thinking of purchasing a new or pre-owned vehicle for your business? Our Business Fixed Rate Car Loan, also known as a chattel mortgage, is a convenient way for GST-registered businesses to finance a work-related vehicle. You'll have opportunities for income tax deductions through depreciation and interest charges, plus the added security of knowing the car is an asset of your business, even while you're paying it off.

With a fixed interest rate over the business car loan term, plus the ability to make additional payments that reduce the total interest payable, a Toyota Finance Business Car Loan puts you in control. And, you’ll also have the peace of mind knowing that the same level of expertise that goes into every Toyota also goes into our finance solutions.

Features & Requirements

  • Financing for vehicles up to 7 years old

  • Finance for both Toyota and non-Toyota vehicles

  • Your choice of flexible payment options

 

About Business Finance from Downtown Toyota

Novated Lease

A novated lease is a finance arrangement used with salary packaging. It simply means that your employer pays for your car lease including you car running costs out of your salary package through a combination of pre-tax and post-tax salary deductions.

This is how it works:

  • Lease set up - The employee chooses a Toyota and an agreement is set up between the employee, employer and Toyota Finance.

  • Payments made - The employer makes payments to Toyota Finance from
    the employee's salary.

  • Employee Saves - The employees get the Toyota they want, saving on tax and running costs including the car price, fuel, maintenance and tyre purchases.

  • Cashless motoring - The employee enjoys the convenience of cashless motoring.

 

Gear up to grow your business with confidence

It’s time to put your business in the fast lane with a smart, fixed-rate business loan from Toyota.

Enquire About Finance with Downtown Toyota

Need Business Vehicle Finance advice? Fill out the form below & one of our Downtown team will be in touch
 

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Finance & Insurance Location

View Location Map & Get Directions

Downtown Toyota

Finance & Insurance

753 Wynnum Road
Morningside, QLD 4170

Phone
07 3896 0100
Fax
07 3399 6966

View Location Map & Get Directions

Department Trading Hours

Monday
8:00 AM - 5:30 PM
Tuesday
8:00 AM - 5:30 PM
Wednesday
8:00 AM - 5:30 PM
Thursday
8:00 AM - 5:30 PM
Friday
8:00 AM - 5:30 PM
Saturday
8:00 AM - 4:00 PM
Sunday
Closed

How it works

Select your preferred Toyota

Select your preferred Toyota

New or used, purchase the car that’s right for your business.

Decide on your loan payment details

Decide on your loan payment details

Stay in complete control of what and when you pay back.

Put down a deposit (or don’t)

Put down a deposit (or don’t)

A deposit can be paid upfront to reduce your loan amount.

Talk to your nearest dealer

Talk to Downtown Toyota

And start the application process!

What do I need to apply?

Before applying for a business vehicle loan, there are several documents you need as well as some identification. We have a checklist you can print to make sure you have the documents you need before you apply.

Fees that will apply


Establishment Fee - $395
The cost to set-up your approved loan with Toyota Finance. It is payable upon loan settlement, and can be included within the amount financed.
This is referred to in your contract as your Loan Account Establishment Fee.


Vehicle Security Registration Fee - $6
The cost of registering Toyota Finance’s security interest in your vehicle on the Australian Government’s Personal Property Securities Register.


Account Administration Fee - $8/month
A monthly fee for the management of your loan account.

Dealership fees


On-charged Dealer Agency Fee - $890 +GST
This fee covers the dealership’s cost of preparing your finance application on Toyota Finance’s behalf.
The Toyota Finance & Insurance Manager within the dealership is responsible for explaining the different types of finance products to you, and arranging all the necessary paperwork to submit, manage and finalise your finance application.

Toyota Personalised Rate

Long gone are the days of one-size-fits-all fixed rate personal car loans. Using smart and sophisticated software, we will calculate an interest rate that's personalised for you.

Toyota Personalised Rate

Frequently Asked Questions

Who is eligible for a commercial loan?
If you are an individual, partnership or company who uses your vehicle predominately (more than 50%) for business purposes, you are eligible for a commercial loan.


What vehicles are eligible?
All Toyota vehicles are eligible to be financed under a commercial loan. You may also be able to finance various accessories and options with your Toyota to meet your business needs.

  • Disclaimer

    The information provided on this website by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.