Business Vehicle Financing from Downtown Toyota

Tailored Business Finance Options

At Downtown Toyota, we know that no two businesses are the same.  That is why we offer a range of car finance options to suit your individual business requirements.  So whether you're a small to medium business or a larger organisation, Downtown Toyota has a range of finance options that may be suitable to you, including, Business Fixed Rate Car Loan, Novated Lease & Fleet Finance.

If you have any questions at all, please speak with our team or submit a finance enquiry online.

About Business Finance from Downtown Toyota

Toyota Access Business Car Loan

No matter where you’re going, Toyota’s with you. Toyota Access is an innovative way to put yourself in control of your car loan when you’re buying a new or approved demonstrator Toyota.

There are five easy steps to getting started:

  1. Choose your Toyota. Whether for personal or business use, you can select a new or demo model Toyota that works for you and your budget.
  2. Choose the deposit you want to pay (if any).
  3. Choose your car loan term (up to four years).
  4. Estimate the number of kilometres you expect to travel by the end of the car loan term. Downtown Toyota can provide you with kilometre band guidelines.
  5. Choose when you would like to pay: weekly, fortnightly or monthly.


About Business Finance from Downtown Toyota

Business Fixed Rate Car Loan

Thinking of purchasing a new or pre-owned vehicle for your business? Our Business Fixed Rate Car Loan, also known as a chattel mortgage, is a convenient way for GST-registered businesses to finance a work-related vehicle. You'll have opportunities for income tax deductions through depreciation and interest charges, plus the added security of knowing the car is an asset of your business, even while you're paying it off.

With a fixed interest rate over the business car loan term, plus the ability to make additional payments that reduce the total interest payable, a Toyota Finance Business Car Loan puts you in control. And, you’ll also have the peace of mind knowing that the same level of expertise that goes into every Toyota also goes into our finance solutions.

Features & Requirements

  • Financing for vehicles up to 7 years old

  • Finance for both Toyota and non-Toyota vehicles

  • Your choice of flexible payment options


About Business Finance from Downtown Toyota

Novated Lease

A novated lease is a finance arrangement used with salary packaging. It simply means that your employer pays for your car lease including you car running costs out of your salary package through a combination of pre-tax and post-tax salary deductions.

This is how it works:

  • Lease set up - The employee chooses a Toyota and an agreement is set up between the employee, employer and Toyota Finance.

  • Payments made - The employer makes payments to Toyota Finance from
    the employee's salary.

  • Employee Saves - The employees get the Toyota they want, saving on tax and running costs including the car price, fuel, maintenance and tyre purchases.

  • Cashless motoring - The employee enjoys the convenience of cashless motoring.


Enquire About Finance with Downtown Toyota

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Finance & Insurance Location

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Downtown Toyota

Finance & Insurance

753 Wynnum Road
Morningside, QLD 4170

07 3896 0100
07 3399 6966

View Location Map & Get Directions

Department Trading Hours

8:00 AM - 5:30 PM
8:00 AM - 5:30 PM
8:00 AM - 5:30 PM
Closed Now
8:00 AM - 5:30 PM
8:00 AM - 5:30 PM
8:00 AM - 4:00 PM

Finance a Fleet of Vehicles

With over 30 years of financial services expertise, Toyota Fleet Management understands fleet management inside and out.

As one of Australia’s leading fleet management organisations, we are uniquely positioned to provide you with expert fleet services and advice, a continuous improvement philosophy for your business, and a commitment to partnerships built on trust.

Whatever your fleet size, Toyota Fleet Management is driven to make your fleet the best it can be.

If you would like to know more, please speak with our team or enquire online now.


Approved applicants only. Terms, conditions, fees and charges apply. A minimum loan term of 12 months applies. The maximum loan term will vary depending on the finance product selected and will be subject to Toyota Finance policy and procedure. You may be required to pay a deposit for capacity reasons. Additional interest charges will accrue if you select a balloon final payment option and early termination fees may apply if you elect to make additional repayments during the loan term. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at or by calling 137 200. Toyota Insurance is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540.