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Downtown Toyota Car Finance

Downtown Toyota Car Finance

Finance made for you

There’s a Toyota Finance product for every life journey.
Whether you are buying a brand new Toyota or a Certified Pre-owned Toyota - Downtown Toyota offer car finance loans and leases that are flexible to your unique needs. Find out more below or reach out to our team here to begin the conversation.

OUR PERSONAL CAR FINANCE PRODUCTS

Toyota Access

Looking for lower monthly repayments? A Toyota Access Vehicle Loan can offer you lower monthly repayments[F9] than a regular car loan, a Guaranteed Future Value[F2] and a loan term between 1 and 4 years. At the end of your loan, your options are flexible, helping you stay agile and in control.

More about Toyota Access

Fixed Rate Car Loan

Decide on your deposit amount or decide not to have one at all. You also get to choose the length of your loan - anywhere between 1 and 7 years - and how often your repayments are due. And best of all, at the end of the loan, the vehicle is yours to keep. All whilst fixed at a price agreed with you.

Explore Fixed Rate Loans

Novated Lease

This popular salary packaging tool could be a tax-effective way to free up your cash. It includes running costs with flexible terms and is simple to set up. Get into your preferred car with a novated lease. Novated leases are a hassle-free way to enjoy that new car feeling, while saving time and money.

Explore Novated Lease

Find out what you're entitled to

It only takes a couple of minutes to calculate your Toyota Personalised Repayments[F6] or reach out to our team here. Armed with this unique information, you’re able to see what your Toyota Personalised Repayments plan[F6] would be across the entire Toyota range.

Calculate your Toyota Personalised Repayments

Want to speak with a specialist?

Whatever you need, our team of finance and insurance specialists are on-hand and ready to help.

Looking for Car Insurance?

Looking for Car Insurance?

Flexible finance products for your business needs

Explore our financing range, tailored to suit you and your business.

OUR BUSINESS & FLEET CAR FINANCE PRODUCTS

Novated Leases for employees

Bundle the costs of owning a car into one monthly payment from your salary package.

Novated Leases for employers

The smart way to mobilise your staff. Find out how novated leases work for your business. 

Fixed Rate Loan for business

Gear up to grow your business vehicle needs with confidence.

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Disclaimer

The information provided on this website by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances. Toyota Extra Care Roadside Assist is administered by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F2] The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota Finance at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F6] Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

[F7] Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situations, or needs. Before making a decision to purchase any of the insurance product you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current Product Disclosure Statement (PDS) for the relevant product available from participating dealers, via our website at toyotainsurance.com.au or by calling 137 200. Toyota Insurance is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL Number 443540 (Adica). For Finance Protection Insurance Adica accepts liability for the benefits for which it is the insurer. Adica acts under its own Financial Service Licence and under agreement with AIA Australia Limited ABN 79 004 837 861 AFSL 230043 when providing financial services on behalf of AIA Australia Limited concerning life cover. Our insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our policies for the benefits covered are in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law.

[F9] Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.