Toyota Finance

The Downtown Promise

Long gone are the days of one-size-fits-all car loans. With Toyota Finance from Downtown Toyota, you can now use your credit score and other relevant criteria to secure an interest rate that's tailored to your unique circumstances.

New Car Finance Calculator


New Car Finance Calculator


Browse Our Collection Of New ToyotaS & USE OUR FINANCE CalculatOR FOR YOur Personalised  monthly repayment Options!


Toyota Access With Downtown Toyota


Toyota Access car loans come with a fixed interest rate and locked repayments as standard. Toyota Access also puts you in control of your future if your circumstances change, with trade, keep or return options.

A Toyota Access car loan can get you behind the wheel of your new, eligible demo, or Toyota Certified Pre-Owned Vehicle, with lower monthly repayments[F9] and the certainty of a Guaranteed Future Value[F2].



Types of Loans at Downtown Toyota

Fixed-Rate Loans

Fixed-rate car loans can help you avoid the financial stress that arises when interest rates spike. Given you are locked into a set rate for the life of a loan, the loan lender is not allowed to make any unexpected changes to your repayments.





Novated Lease

A novated lease is a form of salary sacrifice where you can finance a new, used or demo vehicle through a unique employee-benefit arrangement that involves your employer, a financier and yourself.





Finance Explained By Downtown Toyota


 If you're looking for a new or pre-owned vehicle we offer a variety of great loan options to get you into your new car sooner than you think. No one knows car finance like Downtown Toyota and we offer options for both personal and business finance.

With a choice of vehicle finance solutions from Downtown Toyota, you can enjoy driving away with the right car loan for you.

If you have any questions at all, please speak with our team or submit a finance enquiry online.


Used Car Finance With Downtown Toyota


Whether you want to purchase a Toyota Certified Pre-Owned Vehicle for yourself or your business, you can get behind the wheel with finance from Toyota Finance[P7].

There is a range of flexible finance options to suit almost every need and circumstance, including a Toyota Access secured car loan that gives you lower monthly repayments[F9] and the certainty of a Guaranteed Future Value[F2] equal to the final repayment on your vehicle. 

Browse through our range of certified pre-owned vehicles for our drive away prices & submit a finance enquiry online. or simply speak with one of our Pre-owned Vehicle Finance Specialists to talk you through your options. They are more than happy to help!


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Personalised Rates

Using smart and sophisticated software, Downtown Toyota will calculate a rate that’s right for you.

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Total Transparency

No matter who you are or where in Australia you live, we’ll use the same criteria to figure out your individual rate.

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Tried & Trusted

We’ve helped more than 1 million Australians get behind the wheel of their dream Toyota.


Finance Options

Personal Finance

A Toyota Access Personal Car Loan, Fixed Rate Car Loan or Novated Lease from Toyota Finance can help you get into your new car sooner than you think.

Finance Options

Business Finance

A Business Car Loan, Novated Lease or Finance Lease from Toyota Finance puts you in control, so you can focus on your business.

Finance Options

Toyota Personalised Rate

With Toyota Finance, you can now use your credit score and other relevant criteria to secure an interest rate that's tailored to your unique circumstances.

Enquire About Finance with Downtown Toyota

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Finance & Insurance Location

View Location Map & Get Directions

Downtown Toyota

Finance & Insurance

753 Wynnum Road
Morningside, QLD 4170

07 3896 0100
07 3399 6966

View Location Map & Get Directions

Department Trading Hours

8:00 AM - 5:30 PM
8:00 AM - 5:30 PM
8:00 AM - 5:30 PM
8:00 AM - 5:30 PM
8:00 AM - 5:30 PM
8:00 AM - 4:00 PM

Getting you where you need to go

There are a range of Toyota Finance products to help get you on the road in your new Toyota. No matter which option you choose, our clearly defined process gives you the confidence of a personalised rate and flexible options to manage your vehicle loan. Calculate your unique Toyota Personalised Repayments[F6] before selecting a financing option that best suits you.

Our Finance Products

Finance made for you

There’s a Toyota for every kind of journey. There’s also a Toyota Finance product for every life journey. We’ve designed all of our loans and leases to be flexible so that you can shape them to your unique needs.

Flexible finance products for your business needs

Explore our financing range, tailored to suit you and your business.

Novated lease for employees

Novated lease for employees

Bundle the costs of owning a car into one monthly payment from your salary package.

Novated lease for employers

Novated lease for employers

The smart way to mobilise your staff.

Fixed Rate Loan for business

Fixed Rate Loan for business

Gear up to grow your business vehicle needs with confidence.

Fleet Services and Products

Fleet Services and Products

We have a variety of products and services to assist you.

  • Disclaimer

    The information provided on this website by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

    [F2] The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota Finance at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

    [F6] Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

    [F9] Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.