*Same or lower repayments are based on a Toyota Access loan to finance the purchase of the same make and model as your current Toyota. Approval is subject to verifying no adverse change in financial circumstances and ongoing financial capacity to make the repayments and the balloon final payment. It is assumed that the trade-in value of your current vehicle will pay out your existing loan. This is dependent on the following assumptions: (1) an estimate of the current value of your vehicle based on its condition subject to fair wear and tear; (2) your vehicle has been serviced in accordance with Toyota’s recommendations; and (3) it has travelled the number of kilometres consistent with normal usage for its age. Your repayments may be higher or you may be asked to pay any shortfall if these assumptions are not correct. 

^The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. 

^^Download the Toyota Access Fair Wear and Tear Guide here. 

~Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected. 

Approved applicants only. Terms, conditions, fees and charges apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. 

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