Why change could be good

Why change could be good

Trade in for a new Toyota now and you’ll pay the same, or lower, regular monthly repayments* with Toyota Access.

Why change could be good

A new Toyota comes with the very latest technology and safety advancements, to keep you entertained, informed and safe on the road ahead.

Why change could be good

Plus, you’ll also receive the Toyota Service advantage of capped price servicing and 5-year warranty all over again. So you’ll have none of the usual worries of needing new tyres, brake pads or servicing your current car as it gets older.

What is Toyota Access?

Toyota Access is a loan that gives you a fixed interest rate, locked repayments, and a Guaranteed Future Value (GFV)^ on your new Toyota. The GFV is simply the minimum value of your Toyota at the end of your loan term, as calculated by Toyota Finance, assuming it’s kept in good condition^^ and stays within the agreed kilometers you expect to drive over the life of the loan. It gives you the certainty of not owing more than your car is worth at the end of the loan.

Toyota Access Breakdown

Right from the start of your loan, you’ll know your Toyota’s GFV and this amount is equal to the final payment due at the end of the loan. It also means your regular, monthly loan repayments over the loan term are kept low~.


Toyota Access Breakdown

When your Toyota Access loan term ends, it’s up to you what you do next. You can trade in your Toyota for a new one, keep it by settling the remaining loan balance (including the final payment) or return it. If you decide to return your Toyota, then Toyota Finance will put the GFV towards the remaining balance on your loan.

Learn more about Toyota Access >

*Same or lower repayments are based on a Toyota Access loan to finance the purchase of the same make and model as your current Toyota. Approval is subject to verifying no adverse change in financial circumstances and ongoing financial capacity to make the repayments and the balloon final payment. It is assumed that the trade-in value of your current vehicle will pay out your existing loan. This is dependent on the following assumptions: (1) an estimate of the current value of your vehicle based on its condition subject to fair wear and tear; (2) your vehicle has been serviced in accordance with Toyota’s recommendations; and (3) it has travelled the number of kilometres consistent with normal usage for its age. Your repayments may be higher or you may be asked to pay any shortfall if these assumptions are not correct. 

^The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. 

^^Download the Toyota Access Fair Wear and Tear Guide here

~Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected. 

Approved applicants only. Terms, conditions, fees and charges apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. 

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