Big inside, small on the outside.
Bolder, sportier and more fun.
Advanced styling inside and out.
A legend reborn.
Best of all worlds.
Performance and efficiency.
Return of recreation.
Cutting edge technology.
Sleek and muscular small SUV.
The SUV for every journey.
The ultimate family SUV.
For the toughest challenges in style.
Tough, durable and comfortable.
Tough to the task.
The legendary workhorse.
Professional and reliable.
Comfort and versatility.
With all the amazing offers happening at Downtown Toyota, there has never been a better time to get a new or used car on a fixed rate car loan.
When it comes to a car loan, there are two types of loans you can acquire: a fixed-rate or a variable rate. Both have their own pros and cons, but when it comes to knowing exactly how much money will be withdrawn from your account on a continuous basis, a fixed-rate loan is the clear option.
Essentially, a car loan is a type of loan that is taken out by a borrower specifically to buy a new or used vehicle, whether it be a family sedan like the famous Toyota Camry, or something that is needed for work, like the Toyota HiLux. The difference between a fixed rate car loan and a variable rate car loan is that the fixed rate car loan locks the borrower into the same interest rate and repayments over the life of the loan.
Fixed rate car loans can help you avoid the financial stress that arises when interest rates spike. Given you are locked into a set rate for the life of a loan, the loan lender is not allowed to make any unexpected changes to your repayments.
The primary advantage of a fixed rate car loan is stability it offers and the protection it offers against possible future rate rises. As a borrower, you know the exact amount of each repayment and the fact that it is locked in for the life of the loan. Fixed rate loans give you a certain level of assurance, such as a fixed repayment and also affords you the ability to make extra repayments.
If you have any questions at all, please speak with our team or submit a finance enquiry online.
Vehicle finance at a dealership has been a longstanding service that we provide to our guests. Downtown Toyota works with Toyota Financial Services to provide financing options for your new or used vehicle. Financing at a dealership has a variety of benefits such as:
Toyota Financial Services are one of Australia’s largest financiers and they offer a variety of options to suit you and your lifestyle, so speak to one of our accredited Finance Specialists in the dealership to find out which option best suits you and your lifestyle.
Talk to one of our team members at Downtown Toyota today and drive away in a new or used car with complete peace of mind you are getting the best service possible. You will also enjoy the certainty of the same low repayments for the duration of your fixed rate car loan, plus no ongoing fees.
Our finance specialists work with you so you can drive away in a new or used car as soon as possible. You can borrow as little as $5,000 for a used vehicle up to 10 years old and as little as $10,000 for a new car.
Contact Us to today and we can help you kickstart your next adventure.
Finance & Insurance
753 Wynnum Road
Morningside, QLD 4170
View Location Map & Get Directions
753 Wynnum Road
Morningside QLD 4170
Phone: 07 3896 0100
Fax: 07 3399 6966
68 Freight Street
Lytton QLD 4178
Phone: 07 3348 4222
Fax: 07 3348 4188
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MDL # 3209740